Trupanion offers one plan level that covers a wide range of problems, from illness and accidents to prescriptions to hereditary and congenital conditions. There also are optional packages you can add that will pay for acupuncture and other alternative therapy, property damage your pet causes to others, boarding fees and pet burial.
| Trupanion pet insurance at a glance Some coverage depends on package(s) purchased |
|
|---|---|
| Eligible pets | Cats and dogs |
| Pet enrollment age | 8 weeks to 14 years |
| Vet exam fees | No |
| Accidents & injuries | Yes |
| Illness | Yes |
| Hereditary conditions | Yes |
| Pre-existing conditions | No |
| Prescriptions | Yes, including prescription pet food |
| Alternative therapies | Yes, for additional cost |
| Additional coverage | Congenital conditions, medical problems related to breeding, hospitalizations, prosthetic devices, dental treatment and more |
| Available extras | Coverage for property damage caused by a pet, expenses for recovering a lost pet, cremation or burial costs for a pet |
| Lifelong coverage | Yes |
| Deductible choices | Per-incident deductible (paid only once per incident type over the pet’s lifetime). Choose any deductible between $0 and $1,000. |
| Limits on claims payments | Reimburses 90% of covered expenses |
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