Monday, March 14, 2016

AKC Pet Insurance Overview

The American Kennel Club is perhaps best known for its registration of dog breeds and dog shows. AKC offers pet insurance policies from PetPartners and underwritten by American Pet Insurance Co. Your dog does not have to be purebred to be eligible for the pet insurance. Cats can be insured too. AKC offers two plans: an accident-only plan and an illness and accident plan.

AKC pet insurance at a glance
(Coverage depends on plan level purchased)
Eligible pets Cats and dogs
Pet enrollment age 8 weeks for dogs, 10 weeks for cats; up to any age for accident-only plan and before age 9 for illness coverage
Vet exam fees Available at extra cost
Accidents & injuries Yes
Illness Yes
Hereditary conditions Available at extra cost
Pre-existing conditions No
Cancer treatment Yes
Surgery Yes
Prescriptions Yes
Imaging (MRI, etc.) Yes
Alternative therapies No
Additional coverage You can add a wellness and preventive plan that pays for vaccinations, dental cleanings, annual testing and more.
Available extras Multipet discount
Lifelong coverage Yes
Deductible & coinsurance choices Deductible choices of $100 to $1,000 and reimbursement up to 80%

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